What can I say about them? Each year we try to come up with a unique password to use for our accounts. I just finished for this year. It is frustrating. People say, "Well, it's easy. I use the same few and if it is not one, then it is the other." I've tried that. Then one place wants no special characters, another place wants no numbers, another wants .... etc. so each place ends up with its own password and I sure can't remember them all! I've about decided that if I can't get into a place, so what!
Really, this year, I am trying to down size my web experience, by cutting out some places. I was able to cut out a few and we still have more than 80 places we have to log in to!
Happy New Year!